Some loan programs offer a zero down payment option. But more than likely, you'll need at least 3% down. You’re excited about the prospect of purchasing a home. Only you’ve heard that you may need to ...

Thought you needed 20% down to buy a home? Or even 5%? How about 0%. Yes, these mortgages exist today. Estimate your monthly mortgage payments with taxes and insurance.

FHA construction loans allow you to purchase land and build a home with the mortgage converting into long-term financing once ...

Experts tell you to shop for mortgage rates. But it could put your homebuying at risk. How do you shop lenders when buying a ...

Both FHA and USDA loans have more relaxed lending requirements than conventional loans. But, which one best suits your needs?

The Federal Reserve cut its key interest rate by 0.25% to a range of 4.25%-4.5%. The move was highly expected by the market. What wasn’t expected was that the Fed ...

The average down payment for first-time homebuyers is just 9%, thanks to a variety of programs that don't require the traditional 20% down. Your down payment plays a big role in your home purchase. It ...

Maybe, in the excitement of closing on your new home, the numbers dissolved into a blur. But now, after making a few mortgage payments, you’ve started to notice how much interest you’re paying to the ...