As you approach retirement, it’s important to consider how required minimum distributions (RMDs) from your IRA or 401(k) ...

Once you reach a certain age, the government imposes required minimum distributions, or RMDs, on your accounts each year. You ...

There's plenty to like about retirement accounts like 401(k)s and traditional IRAs. Both types of accounts allow your ...

Money withdrawn from a tax-deferred retirement account is taxed as you begin to make withdrawals. Here are 3 ways to minimize ...

As is the case with anyone nearing retirement age, thinking about minimizing taxes and reducing any future RMDs (Required ...

I am 70 and I have $1.4 million in traditional IRAs. Is it best to do $160,000 in Roth conversions for the next 1-3 years to reduce my high RMDs in about 5-10 years? That would put me in the 24% tax ...

I realize that when I need to start taking my RMDs, I will be pulling out more than $100,000 a year, which will significantly boost me into a higher tax bracket. The remaining $1 million or so of ...

Did you know that, in most cases, you must start taking required minimum distributions (RMDs) from your retirement accounts ...

Saving for retirement in an IRA or 401(k) could result in major tax savings. Not only do you get to exempt some income from taxes, but you get to enjoy tax-deferred gains in your account, paying taxes ...

“But what about my RMDs?” That’s the question I’ve heard the most frequently in the context of our research on safe withdrawal rates. For retirees seeking to take a fixed real withdrawal ...

The “problem” is that at least $3 million of that is in IRAs. I realize that when I need to start taking my RMDs, I will be pulling out more than $100,000 a year, which will significantly ...

Once you reach a certain age, the government imposes required minimum distributions, or RMDs, on your accounts each year. You'll have to pay income taxes on the amount you withdraw. Those with ...